Digital product
Personal Budget Planner
Where the money goes and what each choice actually costs, with the two things a budget app will not tell you: what a category costs across ten years once the money would have been invested, and which single cut buys you the most for the least discomfort.
xlsx· v2.0· 119.8 KB
What you’ll get
- Enter take-home pay and every commitment on Budget.
- The split against the 50/30/20 guide computes itself, with what is left.
- Ten-year cost prices each category as the money it could have become.
- Which cut ranks the options by value against how much they would hurt.
- 13 tabs, including a live dashboard, a diagnostics read-out and benchmarks
- Excel workbook with every formula visible and unlocked inputs, so you can change anything
- Worked examples built in: five filled scenarios you can switch between and edit
- Yours to keep. Works offline, no subscription, no account needed to open it
