Digital product
Financial Independence Calculator
How long you must keep working, driven by the one relationship that decides it: your savings rate. Includes the two things most independence calculators leave out: what a bad first decade does to the plan, and the far nearer date at which you can stop saving entirely.
xlsx· v2.0· 109.3 KB
What you’ll get
- Enter income, spending and what you already hold on Inputs.
- Years to independence comes from the savings rate, not from the income.
- Coast point finds the date you could stop adding and still arrive.
- Bad decade tests the plan against poor returns arriving early, which is the real risk.
- 13 tabs, including a live dashboard, a diagnostics read-out and benchmarks
- Excel workbook with every formula visible and unlocked inputs, so you can change anything
- Worked examples built in: five filled scenarios you can switch between and edit
- Yours to keep. Works offline, no subscription, no account needed to open it
